Say goodbye to old-fashioned banking!
From the creators of monobank, the largest mobile bank in Ukraine
Open an account and use it for free, no hidden fees
Domestic and foreign transfers
0 zł
Account top-up fee
0 zł
Cash withdrawal fee
0 zł
Account management
0 zł
Everything you need, in one place
Cash transfers
Transfer money with BLIK to your account, your family and friends from your contact list
Instant payments
Pay for media, top up your phone, pay in regular and online shops
Apple Pay and Google Pay
Add your card to Google or Apple Wallet to pay online
Detailed stats in transaction history
Track your income and spending with categories and custom tags
Split bill
Split a bill for dinner at a restaurant or a taxi ride
Virtual and physical cards
Get immediate access to an account in złoty by ordering a plastic card
Security settings
Change the PIN, set an online limit, block the card right in the app, in just a few seconds
Security settings
You can enable or disable cash withdrawals and more
Block the card
You can always unblock it
Set the PIN
Always in touch
24-hour support in convenient messengers
Viber
WhatsApp
Messenger
A few extra reasons to open an account with stereo
Achievements
Use your card, play games, and win prizes
Reactions and comments
React when receiving a transfer, add a comment when making one
Shake-to-Pay
Shake your phone to transfer money. No need to know the account number, not even the recipient's phone – it's enough to just be nearby. Money transfers have never been this fun ever before!
BLIK
Transfers by phone number, BLIK and online payments
Games
You won't believe it, but a banking app may have games! Compete with your friends and and see who's got more points
Closed beta testing
Our goal is intuitive banking. That's why we've created a beta community for discussion and testing
Want more? Subscribe to stereo+
We regularly add new app features
stereo
stereo+
0 zł
15 zł
Monthly
Virtual card
No payment fees
No top-up fees
Account in złoty
Physical card
25 zł
0 zł
Instant SEPA
5 zł
0 zł
Express Elixir
5 zł
0 zł
Account in euros
Reactions and comments
No ads
Special design
Are you ready for new experience?
Leave your phone number to get early access!